A Strong LAP File Covers Borrower and Property.

Loan Against Property processing typically requires deeper income, legal and property documentation than an unsecured facility.

Complete ownership chain

Income and business evidence

Banking and existing-loan records

What to know

A clearer way to evaluate documents required for loan against property.

Identity, address, photographs and constitution documents for the borrower and relevant co-applicants.

Salary or business income proofs, ITRs, financial statements and GST records depending on profile.

Personal, business and loan-account statements help show cash flow and repayment conduct.

Sale deeds, conveyance, allotment, mutation, tax receipts and previous ownership documents may be needed.

Sanction plans, completion or occupancy documents and property-use approvals depend on the asset.

If the property is already charged, the lender will require current statements, foreclosure information and document lists.

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Speak with Quick Disburse and understand the next suitable step for your borrowing requirement.