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Home loan checklist
Documents for a home loan.
Exact requirements vary, but a clean borrower and property file can prevent avoidable delays. Quick Disburse provides manual assistance through lenders for Delhi NCR only.
01 · APPLICANT
Identity and applicant profile. Keep PAN, accepted KYC, address proof, photographs and a complete signed application ready for every applicant.
02 · REPAYMENT
Income and banking trail. Lenders review salary or business income, account conduct and existing monthly obligations together.
03 · PROPERTY
Property and legal file. Title, approvals, transaction papers and proof of own contribution must form a clear, consistent chain.
What to know
What you need to know
KYC and applicant documents
PAN plus accepted identity and address proof such as Aadhaar/e-KYC, voter ID, driving licence or passport; recent photographs and the completed application. Each co-applicant should keep a separate complete set.
For salaried applicants
The lender may request salary slips, Form 16, employment evidence, salary-account statements and details of existing repayments. Ask for its required documents and statement periods before sharing records.
For self-employed applicants
Commonly requested: recent ITRs with computation, audited or CA-certified profit and loss, balance sheet and schedules, GST or business-existence proof, and business/personal bank statements—often for a longer period.
Property and legal papers
Keep the allotment or sale agreement, title chain, approved plan and applicable builder or authority approvals. Tax receipts, maintenance or utility evidence, occupancy/completion papers and ownership records may also be required.
Existing loans and own contribution
Prepare sanction letters, repayment schedules and recent loan statements for current obligations. Lenders may also request evidence of the down payment or own contribution and its banking trail.
Final file-quality check
Match names, addresses and signatures across documents; use current KYC; include every page; keep copies readable and self-attested where required; and carry originals for verification. Exact requirements vary by lender and property.
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Quick Disburse handles Home Loan and Loan Against Property enquiries manually through lenders, for Delhi NCR only. Eligibility, terms and approval are determined by the lender; Quick Disburse does not lend or handle loan funds. Do not send sensitive documents or OTPs in your first public enquiry.
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